BUSINESS SERVICES

Tailored insurance for commercial clients

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Relevant Life Cover

A Relevant Life Policy is an employer-funded life insurance plan designed to provide “death in service” benefits to an employee or company director.

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Key Person Cover

Key Person Cover is a type of business life insurance that protects a company against the financial impact of losing a key employee, director, or business owner through death or critical illness.

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Shareholder Protection

Shareholder Protection is a type of business insurance that helps company owners retain control and financial stability if a shareholder dies or becomes critically ill.

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Group Life Insurance

Group Life Insurance (often called a Death in Service benefit) is a company-sponsored life insurance scheme that provides a lump-sum payment to an employee’s nominated beneficiaries if they die while employed by the business.

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Group Critical Illness

A Group Critical Illness Plan is an employer-funded insurance policy that provides a tax-free lump sum payment to an employee if they are diagnosed with a serious medical condition covered by the policy — such as cancer, heart attack, or stroke.

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Group Income Protection

Group Income Protection (GIP) is an employer-funded insurance policy that provides a regular income to employees who are unable to work due to long-term illness or injury.

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Group Health Insurance

Group Health Insurance (also known as Private Medical Insurance for employees) is a company-funded policy that provides employees with access to private healthcare for eligible medical conditions.

Why Choose Us

Bespoke Solutions

We don’t offer off-the-shelf products. Every solution is tailored to your unique business needs.

Independent Advice

Access unbiased guidance across a wide panel of trusted insurers.

Decades of Expertise

Our team brings deep knowledge across all major insurance lines.

Clear Communication

We explain everything in plain language - no jargon, just clarity.

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